I-FEDERAL Reserve, elingana nebhanki ephakathi yase-US, ibhengeze ukwanda kwayo kwenzala phantse kwiminyaka engama-30 njengoko inyusa iinzame zokulwa nokunyuka kwamaxabiso abathengi.
I-Fed ithe iphakamise uluhlu olujoliswe kuyo kwireyithi yemali ye-federal ngamanqaku angama-75 ukuya phakathi kwe-1.5% kunye ne-1.75%.
Yayiyesithathu ukunyuka kwexabiso ukususela ngo-Matshi kwaye kwafika njengoko ukunyuka kwamaxabiso e-US kukhule ngokukhawuleza kunokuba bekulindelwe kwinyanga edlulileyo.
Ukunyuka kwamaxabiso kulindeleke ukuba kuqhubele phambili, kongeza ukungaqiniseki.
Amagosa alindele ukuba i-Fies ye-Fed ihlawulise iibhanki ukuba iboleke ingabetha i-3.4% ekupheleni konyaka, ngokutsho kwamaxwebhu aqikelelweyo akhutshwe, kunye nemiphumo ephazamisayo yezo ntshukumo inokusasazeka kuluntu, iphakamisa iindleko ze-mortgages, amakhadi okuthenga ngetyala kunye nezinye iimali-mboleko.
Njengoko iibhanki ezingoovimba kwihlabathi liphela zithatha amanyathelo afanayo, oko kunokuthetha utshintsho olukhulu kuqoqosho lwehlabathi amashishini kunye namakhaya abonwabele iminyaka yenzala ephantsi.
1.Inzala ye-Fed yokunyuka kunye "nokwehla kanzima" kwimarike yemasheya, izindlu kunye noqoqosho
I-2.I-monster ye-inflation: I-inflation yexabiso labathengi base-US yenyuka nge-7.5% ngoJanuwari, iphakamileyo kwiminyaka engama-40
3. Ulonyulo oluphakathi: Amanqaku okuvunywa kukaMongameli uJoe Biden ehlile kwaye wazama ukubuyisa umva ngokubhengeza imfazwe malunga nokunyuka kwamaxabiso.
"Iibhanki ezisembindini kwezona zoqoqosho zihamba phambili kwaye ezinye iimarike ezisakhasayo ziqinisa ukuvumelanisa," utshilo uGregory Daco, ingcali yezoqoqosho e-Ey-Parthenon, i-firm consulting firm.
"Le ayiyondawo yehlabathi ebesiqhelene nayo kule minyaka imbalwa idlulileyo, kwaye oku kubonisa ifuthe amashishini kunye nabathengi kwihlabathi liphela abaza kujongana nalo."